Turn your retirement savings into a regular income

Lifetime Retirement Income

Retirement Income Solutions for Kiwis

At Lifetime Retirement Income we have an affinity and passion for developing transparent, low—cost, high—value retirement income solutions that New Zealand retirees can have confidence in.

Whether you have retirement savings or a mortgage—free home, Lifetime can help you secure a regular retirement income.

This leaves you free to get out there and enjoy living.

Lifetime Retirement Income

Retirement Income Solutions

Your pay cheque's stopped but the bills haven't.

Lifetime Income

Lifetime invests your retirement savings, then combines your retirement savings balance with your investment returns and calculates your Lifetime Annuity Factor to determine how much income can be paid each year to last your lifetime with confidence.

Lifetime Home

Introducing a debt-free equity release retirement income solution for retirees aged 70 and above. No mortgage, no debt, no interest, just certainty and regular retirement income to help supplement your day to day living in retirement.


Lifetime Retirement Income Calculator

What could your retirement income be?

We believe the amount of money you can withdraw each year from your retirement savings is unique to you – not static or one size fits all.

See how much you could receive with the Lifetime Retirement Income Calculator.

Lifetime Income Projection

Meet the Team

Backed by an experienced team

By partnering with a team of industry experts, Lifetime customers can retire with confidence.

Ralph Stewart, Managing Director & Founder

Ralph Stewart was CEO of AXA Insurance New Zealand for 9 years and more recently the CEO of ACC. He has thirty years of experience in New Zealand's financial services sector.

Diana Crossan, Director & Chairperson

Diana Crossan is the former Retirement Commissioner of New Zealand, a position she held for ten years. Prior to this, she was a Senior Executive with AMP and held senior leadership roles in the public sector.

Martin Hawes, Director

Martin Hawes is one of New Zealand’s leading financial commentators and advisers. He has authored multiple books on personal financial planning including best-selling titles "Twenty Good Summers" and "Family Trusts". He is also a financial columnist.

Cameron Bagrie, Investment Committee Member

Cameron has been an economist for 20 years and served as Chief Economist at ANZ for 11 years. He has also worked as an economist at the National Bank, Treasury and Statistics New Zealand.

Contact Us

Start your retirement income today

If you have any questions, please call or email us via the contact details below.

Phone 0800 254 338