Your pay cheque for life
Turn your savings into a guaranteed income for life.
Benefits of Lifetime
Why choose Lifetime?
A guaranteed income for life
Lifetime gives you certainty. You know you’ve got money coming in every fortnight to pay the bills, just like when you were working.
Protects your downside
You don’t need to worry about share market crashes or low interest rates affecting your income. With Lifetime, your income is insured and guaranteed for life.
Your money is always yours
If you need to withdraw some, or all of your investment down the track, you can. It’s your money and it’s always available. If you pass away, your balance will be paid to your estate.
Your income is secure
Lifetime is licensed as an insurance company by the Reserve Bank of New Zealand and regulated by the Financial Markets Authority. Your investment is held and supervised by the Public Trust, a crown entity.
Income Calculator
What could your income be?
See how much you could get using the Lifetime Income Calculator.
How it works
Your pay cheque's stopped but the bills haven't
So how do you turn a lump sum into an income that will last the rest of your life?
Step 1
When you invest with Lifetime, your savings are invested in a balanced fund and your income is insured to make sure it lasts as long as you do.
Step 2
The fund provides you with a market investment return and regular withdrawals are made to fund your fortnightly income payments.
Step 3
Your income is paid into your bank account fortnightly and insured for life, regardless of what happens to interest rates or financial markets.
That's it!
Spend your income however you like. You're free to withdraw your account balance at any time and this will be paid to your estate if you pass away.
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Contact Us
Secure your income today
If you have any questions, please feel free to give us a call or send us an email.