Lifetime Invest – Your financial future, your way
At Lifetime, we recognise that your financial needs in retirement are as unique as your journey to get here. Every day, we listen to clients who want more than just a steady income—they seek a dynamic, adaptable retirement plan that grows with them.
We’re excited to introduce our enhanced Lifetime Retirement Funds Scheme! In addition to our highly regarded Lifetime Retirement Income Fund, we now offer a suite of targeted options to suit every stage and goal in retirement:
- Lifetime Cash for liquidity,
- Lifetime Conservative for added security,
- Lifetime Balanced for growth with stability,
- Lifetime Growth for those with a long-term horizon.
Each of these funds sits under one convenient scheme, letting you seamlessly adjust as your needs evolve. Enjoy the peace of mind that comes with knowing you can pivot within the Lifetime Retirement Funds Scheme whenever you need, ensuring your retirement plan is always in sync with your life.
Get Started with Lifetime Invest
It is simple to invest through our online application form, or get in touch and we can send you one in the post.
Have a question? Please get in touch with the Lifetime Team.
Call: 0800 254 338
Email: retire@lifetimeincome.co.nz
With Lifetime, you’re not just securing an income—you’re embracing a flexible, future-focused approach to retirement planning.
Learn About Our New Funds:
Lifetime Cash Fund
A single sector fund comprising cash and cash equivalents. Useful for investors who may need there money in the short-term.
The lowdown
- Target asset allocation: 100% income
- Risk indicator: 2 out of 7
- Suggested investment horizon: 1 year or more
- Est. Annual Fund Charge: 0.65%
Lifetime Conservative Fund
Designed for cautious investors, this fund focuses on capital preservation with more exposure to lower volatility income assets and modest exposure to growth.
The lowdown
- Target asset allocation: 20% growth assets / 80% income assets
- Risk indicator: 4 out of 7
- Suggested investment horizon: 3 years or more
- Est. Annual Fund Charge: 1%
Lifetime Balanced Fund
Ideal for investors seeking a blend of growth and income exposure that balances risk with steady performance.
The lowdown
- Target asset allocation: 60% growth assets / 40% income assets
- Risk indicator: 4 out of 7
- Suggested investment horizon: 5 years or more
- Est. Annual Fund Charge: 1%
Lifetime Growth Fund
For those who still have time to focus on growing their retirement savings, this fund offers a higher growth potential through emphasis on equity exposure and a dynamic asset allocation approach.
The lowdown
- Target asset allocation: 80% growth assets / 20% income assets
- Risk indicator: 5 out of 7
- Suggested investment horizon: 7 years or more
- Est. Annual Fund Charge: 1%
Learn how we invest - Click to View
Buckets of Money: Your Roadmap to a Fulfilling Retirement
Planning a thirty-year retirement may seem daunting, but having clear long-term goals and focused short-term objectives can make all the difference. Dividing your retirement into "buckets" or "time blocks" helps create a roadmap, guiding you through each stage with clarity and flexibility to adapt as life changes.
Start building your customised "Buckets of Money" approach today, and set your retirement on a path toward security and fulfillment.
Want to talk to a Financial Adviser?
FREE, no obligation, consultation with an independent financial adviser.
Lifetime Asset Management Limited (Lifetime) are pleased to be able to connect you to independent financial adviser. This is a one-off free, no obligation, consultation to discuss your goals and ambitions. If you choose to engage the financial adviser further they will clearly state any fees through their disclosures to you.
Have a question?
We would love to hear from you.
Postal Address
PO Box 10760, Wellington, 6140
Physical Address
Level 3, 120 Featherston St, Wellington Central, Wellington 6011