Lifetime Home wins MoneyHub Editor’s Choice Award

The Lifetime Retirement Income team was thrilled to be presented with the MoneyHub Editor’s Choice Award for Favourite Reverse Mortgage Alternative Product for 2025 (click to view).

This is a real milestone for Lifetime Home, our debt-free home equity release product that’s helping more New Zealanders access the wealth in their homes without the stress of compounding debt.

MoneyHub founder Christopher Walsh says:

“Lifetime Home’s shared equity approach is transparent, fair and designed to preserve wealth for families while providing immediate financial relief. Retirees get access to funds without the stress of monthly repayments while still benefiting from property appreciation.

This is exactly the kind of product innovation New Zealand's aging population needs, and we're thrilled to see Lifetime leading the charge in creating fairer alternatives to traditional reverse mortgages.

What sets Lifetime Home apart is the commitment to education and ongoing support. They’re not just providing a financial product, they’re partnering with retirees for the long term.”

Mission accomplished

Ralph Stewart, founder and managing director of Lifetime Retirement Income, was delighted to accept the award.

“This recognition from MoneyHub is a real honour. Lifetime Home was developed to give New Zealand retirees a better way to access the wealth in their homes, without taking on more debt at a time when they should be able to enjoy life.

To have our product independently assessed and recognised means we’re achieving what we set out to do; helping Kiwis live with more comfort and confidence in retirement.”

About the Awards

MoneyHub’s Editor’s Choice Awards spotlight the most innovative and high-performing financial products in New Zealand. They’re not based on reader views, or surveys. Instead, MoneyHub’s team of researchers and analysts spend hours scrutinising products and services to figure out what’s actually best for Kiwi consumers.

As MoneyHub puts it: “We read the small print, interpret performance and compare fees and rates to determine the best financial products available.”

Why Lifetime Home?

In awarding Lifetime Home, MoneyHub says the product revolutionises retirement financing by offering a genuinely innovative alternative to traditional reverse mortgages.

Unlike reverse mortgages that can compound interest and eat into the value of a retiree’s home, Lifetime Home allows homeowners to access some of their equity without taking on any debt. There are no monthly repayments and no accumulating interest. Instead, retirees partner with Lifetime to unlock value from their homes.

Considering Lifetime Home?

If you're retired and looking for a flexible, debt-free way to access some of the equity in your home, Lifetime Home might be worth a look.

It’s not a loan. There’s no interest. No monthly repayments. Just a practical, transparent way to turn some of your home’s value into usable retirement income, while still owning your home and sharing in any future capital gains.

And with the MoneyHub Editor’s Choice seal of approval, you can be confident you’re exploring one of the most respected retirement finance products in the country.

Keen to learn more?

Find out how much you could get paid each fortnight with Lifetime Home!