...What covers the rest?

NZ Superannuation alone won’t fund the retirement many New Zealanders have pictured. Lifetime Retirement Income helps you close that gap.

We offer solutions that turn your retirement savings, your home, or both into regular payments that top up your NZ Super. So you can enjoy the retirement you've worked hard for, the way you want to.

In our customer's words*

"I was trapped, with a small home and no income apart from Super. You’ve enabled me to have a little more, so I can buy clothing or visit my family, and live simply but comfortably." — Lifetime Customer

"The best decision my late husband and I made, about nine years ago, was to put our money into Lifetime Income." — Lifetime Customer

"So glad I joined seven years ago. The extra top-up to Super makes a huge difference." — Lifetime Customer

"Lifetime is a vital part of our retirement strategy.  It is great to have a fortnightly income or supplement to our other Super, without us having any time-consuming admin." — Lifetime Customer

 *Feedback provided from Lifetime June 2025 Customer satisfaction survey.

Why partner with Lifetime for your retirement income?

• NZ's leading retirement income specialists. Our solutions are designed and managed by experts, so you don't have to worry about the complexities.
• Regular payments, every fortnight. Paid straight into your bank account, so you always know what's coming in.
• Options that work for you. Use your savings, your home, or both to top up your NZ Super.
• Real support, no hassle. No time-consuming admin, and friendly NZ-based people on hand whenever you need them.

Customers say Lifetime delivers on satisfaction, simplicity and support

At Lifetime Retirement Income, we like to check in with the people who matter most; our customers. That’s why we ran a customer satisfaction survey to find out how our clients feel about our products, our service, and their overall experience with us.