...By unlocking your home's value

Access some of the value in your mortgage-free home without taking on debt or interest, with Lifetime Home. Receive a regular income to help with day-to-day living, while you continue enjoying retirement in the home you love.

Benefits of Lifetime Home

• Retirement income. Receive a steady income stream, paid fortnightly, to supplement your NZ Superannuation.
• Living comfortably. Paid the same day as NZ Super, it helps supplement your retirement income needs.
• Certainty. You know from the outset exactly how much of your home you will still own after 10 years, providing stability and peace of mind for your retirement.
• Debt-free equity release. Say goodbye to mortgages and loans. Lifetime Home provides access to your home's equity to supplement your retirement income without adding to your debt obligations.
• Security. Maintain the right to live in your home for life, subject to the terms of the Agreement, ensuring you can enjoy your retirement years in familiar surroundings.

In our customers' words*

Maureen*

"The fortnightly payments she receives from Lifetime are, literally, life-changing for her" - Dave* (Son of Lifetime Home Customer)

View Maureen's* story

Paul*

"Lifetime Home made it so easy to live well [...] I've even been able to develop and improve our family holiday home." - Paul*


View Paul's* story

Violet*

"What I liked was the certainty of knowing exactly how much will come out of my estate when I pop my clogs." - Violet*


View Violet's* story

*All names have been changed to protect privacy. Comments reflect personal experience and circumstances. Lifetime Home may not be suitable for everyone. View additional customer stories here: Customer stories