By unlocking your home's value

With Lifetime Home, you can unlock the value of your mortgage-free home without taking on a mortgage, debt, or interest. Enjoy the certainty of regular income to support your day-to-day living, giving you peace of mind and financial freedom in your golden years.

• Are you over the age of 70, with a mortgage-free house that you live in?
• Lifetime Home offers you the opportunity to turn your home's equity into a steady retirement income.
• How much retirement income could Lifetime Home offer you?

How much could you get per fortnight with Lifetime Home?

Use our specially-designed Home Calculator to see the top-up you could create from utilising your home's equity. This top-up would come in the form of a regular, tax-paid fortnightly income for 10 years.


*The calculation above is not confirmation from Lifetime Home Limited of approval of the income payment amount. Income amount is agreed upon after a qualified independent valuation is completed. Regardless of the criteria (Learn More), Lifetime may accept or refuse any applications in its sole discretion. 

Benefits of Lifetime Home

• Retirement income. Receive a steady income stream, paid fortnightly, to supplement your NZ Superannuation.
• Living comfortably. Paid the same day as NZ Super, it helps supplement your retirement income needs.
• Certainty. You know from the outset exactly how much of your home you will still own after 10 years, providing stability and peace of mind for your retirement.
• Debt-free equity release. Say goodbye to mortgages and loans. Lifetime Home provides access to your home's equity to supplement your retirement income without adding to your debt obligations.
• Security. Maintain the right to live in your home for life, subject to the terms of the Agreement, ensuring you can enjoy your retirement years in familiar surroundings.